Engineering College Admissions Through BSCC Scheme: All You Need to Know

Overview of the BSCC Scheme 

The Bihar Student Credit Card (BSCC) Scheme is a government initiative aimed at providing affordable education loans to eligible students of Bihar. The scheme is designed to remove financial barriers for students aspiring to pursue higher education, including technical, professional, and general courses. The maximum loan amount is up to Rs 4 lakh per student. The interest rate is 4% per annum. The loan covers tuition fees, books, laptops, hostel charges, and other necessary educational expenses. Repayment begins after completion of the course and upon securing employment. The students have to be natives of Bihar to avail the loan.

Why Choose Usha Martin University?

• UMU, the top engineering college Jharkhand, has NAAC A grade accreditation.
• Programs are developed in consultation with industry experts for relevance of quality, helping students remain competitive in the job market.
• UMU offers a wide range of engineering courses.
• The university has modern labs, smart classrooms, robust IT infrastructure, and a well-stocked library to support academic and practical training.
• UMU’s faculties are known for their academic credentials, active involvement in research, and focus on innovative teaching-learning methodologies.
• Faculty members are supportive, readily available, and provide mentorship to guide students in both academics and career planning.
• The university’s placement cell offers skill development, training, and placement support, with a strong track record of students securing positions in top companies.
• Opportunities for participation in workshops, conferences, industrial visits, sports, and community service are integral to the UMU experience, promoting leadership and teamwork skills.
• Students from Bihar can leverage the Bihar Student Credit Card (BSCC) Scheme, with UMU providing full support during admission and loan processing for BTech degree courses.

Engineering Programs at Usha Martin University 

Usha Martin University offers a comprehensive range of engineering courses. The courses are designed with a blend of academic rigor and industry alignment, ensuring students are well prepared for contemporary engineering careers. The following are the Bachelor of Engineering courses available –

• BTech Electrical & Electronics Engineering

The course is a four-year undergraduate course designed to provide a robust foundation in power systems, electrical machines, automation, control systems, embedded technology, and renewable energy. The curriculum blends theoretical concepts with hands-on practical training, preparing students for diverse roles in industries. The students who have passed the 10+2 examination with PCM and obtained at least 45% marks can only apply.

• BTech Computer Science Engineering

It is a four-year undergraduate program designed to equip students with both theoretical and practical expertise in computer hardware and software. The curriculum features strong foundations in programming, algorithms, networking, and system design, and it is regularly updated to match industry standards and technological trends.

• BTech Civil Engineering 

This a four-year undergraduate course focused on equipping students with strong foundational and advanced knowledge in the design, construction, and maintenance of infrastructure such as buildings, bridges, transportation systems, and water management structures. The curriculum is regularly updated to include sustainable engineering, modern tools, and environmental considerations.

• BTech Mechanical Engineering

It is a four-year undergraduate program structured to provide a strong foundation in core mechanical engineering principles and prepare students for technologically complex and multidisciplinary industrial environments. The curriculum covers fundamentals of thermodynamics, fluid mechanics, materials science, machine design, manufacturing technologies, automation, and CAD/CAM.

• BTech Mining Engineering

This course is a four-year undergraduate course designed to equip students with the practical and theoretical skills needed for the evolving mining industry. Subjects taught are mining methods, geology for engineers, mine planning & design, rock mechanics, GIS & remote sensing, GPS, safety engineering, environmental science, and industrial management.

Visit our website at https://www.umu.ac.in/ if you have any questions about our courses, including the BSc Nursing degree. The admissions team at the university will help you with the admissions process and answer your questions about the course. Don’t hesitate; contact Usha Martin University right now to start your path to a successful future!

Eligibility Criteria for Admission Under BSCC at UMU 

For the admission of engineering courses at UMU, the students need to fulfill the eligibility criteria for the course. The eligibility criteria form the basis of the initial screening of the students. The students who have passed the 10+2 examination with PCM and obtained at least 45% marks can only apply.

Step-by-Step Application Process at Usha Martin University

UMU follows a standard process application for all its courses, including the BTech degree. The students can apply both online and offline. In the online application, students visit the official site, fill out the application form, pay the application fee online, and upload the scanned copies of the necessary documents. And in offline applications, students collect the application form from the university campus, fill it out, and send it along with the DD of the application form and Xerox copies of the necessary documents. Those who fulfill the eligibility criteria in the application scrutinizing process are selected for further screening.

How to Apply for the BSCC Scheme at UMU?

• First, obtain admission to your chosen Bachelor of Engineering course at Usha Martin University. You will need the admission letter and fee structure as part of your loan application.
• Visit the official portal: www.7nishchay-yuvaupmission.bihar.gov.in
• Click on “New Application Registration.”
• Enter your name (as per 10th board), email ID, and mobile number.
• Verify your registration using the OTP sent to your email and mobile.
• You will receive an email or SMS with your username and password following a successful registration. Create a new password after logging into the portal.
• Select “Bihar Student Credit Card” from the scheme dropdown.
• Enter all required personal, academic, and co-applicant (usually a parent/guardian) details.
• Provide information about your admission to UMU, including course details and fee structure.
• Upload the required documents, including the UMU acceptance letter, the fee schedule, the applicant’s and co-applicant’s PAN and Aadhaar cards, and their grade 10 and 12 mark sheets and certificates.
• Proof of residence (ID/Passport/Voter ID/driving license), recent passport-size photographs, income certificate/Form 16 of last year, last two years’ income tax returns, last 6 months’ bank statement, and any scholarship letters (if applicable).
• Download or print the acknowledgement PDF for your records.
• You will receive an appointment date via SMS/email.
• Visit the DRCC with self-attested copies of all documents for verification and biometric authentication.
• After verification, your application is forwarded to the bank.
• Upon approval, you will receive the sanction letter and Student Credit Card.
• Complete documentation at the bank to enable disbursement of the loan directly to UMU or as per approved expenses.

Selection and Confirmation Process 

The students whose applications are selected need to sit for the entrance exam conducted by the university. Those who clear the entrance exam are further called for the personal interview. The final offer of admission is made to the students who clear the personal interview. Students who receive the offer of admission for the engineering course need to complete the joining process and pay the prescribed fee to secure their seats.

Placement Opportunities at Usha Martin University 

Usha Martin University offers strong placement opportunities for engineering students. Its placement cell is active in preparing students through workshops, aptitude tests, interview training, group discussions, and career counseling, contributing to students’ job readiness and professional skills. There is also dedicated support and guidance for final-year students to maximize their campus recruitment outcomes.

Conclusion 

The BSCC scheme empowers Bihar students to pursue engineering courses at Usha Martin University, the top engineering college Ranchi, Jharkhand, by offering accessible education loans and lowering financial barriers. With a wide array of BTech specializations, industry-aligned curriculum, and a supportive admission process, UMU ensures that deserving candidates can achieve their academic ambitions irrespective of economic constraints. The university’s recognition, transparent merit-based selection, and dedicated guidance for BSCC applicants enable students from diverse backgrounds to step confidently toward rewarding engineering careers. For Bihar’s aspiring engineers, UMU—through the BSCC scheme—truly opens the door to a brighter, opportunity-filled future.

Admission is open for engineering courses at Usha Martin University! Unlock your future with top placements and modern labs. Students from Bihar can apply with the BSCC Scheme for education loans. Apply now and secure your seat for 2025!

Frequently Asked Questions (FAQs) 

Q1: What is the Bihar Student Credit Card (BSCC) Scheme?

The BSCC Scheme is a financial initiative by the Bihar government that offers education loans of up to Rs 4 lakh at a low interest rate for higher studies.

Q2: Is Usha Martin University (UMU) eligible under the BSCC Scheme?

Yes, UMU is a recognized institution where students admitted to engineering programs can apply for and benefit from the BSCC Scheme.

Q3: What engineering courses does UMU offer for BSCC scheme applicants?

UMU offers a wide range of BTech programs including: Electrical & Electronics Engineering, Computer Science & Engineering, Civil Engineering, Mechanical Engineering, and Mining Engineering.

Q4: How do I apply for a BTech course at UMU?

You can apply both online (website) and offline (campus).

Q5: Is there any entrance exam for BTech admission at UMU?

Yes, applicants need to clear the university’s entrance exam and participate in a personal interview as part of the selection process.